Many people believed that the low RBA cash interest rate, that had remained unchanged over the last couple of years, was about as low as it would go.
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The history of Australian banking has always been dominated by the big four - ANZ, Commonwealth Bank, NAB and Westpac.
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If you're looking to renovate or redecorate your bathroom there are lots of ways to get a great result without breaking the bank. Redoing your bathroom can be extremely costly but the good news is that it's also one of the easiest places to make savings.
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With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two interest rate drops – it looks like things are swinging back into the borrowers’ favour. The election result took most of us by surprise. The…
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When you're looking for a new home loan, the question is not, 'How much can I borrow?' Instead you should be asking, 'How much can I afford to repay?' This key factor is one of the ways lenders work out the size of your loan, and it's called 'serviceability.'
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The way banks assess you and a loan application have changed in recent years. A credit score is now something they look at as an indicator of your ability to service a loan. By following a few simple tips and getting into good habits, you can improve your score and…
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Comprehensive Credit Reporting, or 'Positive Reporting' is here. And while the banks may not be happy about sharing their customers' information with other banks, borrowers like you stand to benefit a lot more.
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Most mortgages are spread out over 25 to 30 years, but it doesn't have to be that way. With a few simple strategies you can take years and thousands off your loan, and it's much easier than you might think.
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Is the Great Australian Dream to own your own home over? That's the question on the lips of Millennials around Australia... and indeed many of their parents who are still providing a roof over the head of these 20-plus somethings.
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Christmas is a magical time of year but it's all too easy to get caught up in the holiday hysteria and end up spending much more than you intended on family, friends and even yourself. We've put together a set of tips to help you avoid breaking the bank and…
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